Barbara Barkley is 4 feet 10 inches tall. So she designed her home in Chesapeake, Va., just for herself, with all the counters and handles lowered. People told her the changes would make the house harder to sell, but she didn’t care. “I planned to live there until I died,” said Barkley, 68. Instead, she is renting a place from a relative in North Carolina. She lost her house and her savings to a group of California scam artists who stole $11 million from thousands of struggling homeowners looking for help with their mortgages.